For 2026, the Health Savings Account (HSA) contribution limit increases to $4,400 for self-only and $8,750 for family coverage, with the 55+ catch-up remaining at $1,000; qualifying HDHP maximum out-of-pocket limits are $8,500 (self) and $17,000 (family). The Health FSA contribution limit rises to $3,400, with a maximum carryover of $680. Notably, the Dependent Care FSA limit increases to $7,500 (joint filers) and $3,750 (married filing separately).

Download the 2026 Health and Welfare Benefit Plan Annual Limits

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